The Office of Career Services      

Student Liability and Malpractice Insurance

Occasionally an agency will require a student to purchase liability insurance in order to be eligible for an internship with its organization.  This requirement usually pertains to Human Services and Psychology majors.  Although it is expected that a student will obtain this coverage independent of the College, they may request that the costs for this coverage be applied to their financial aid request as an educational expense.

To obtain liability insurance, students must first join the professional organization that governs their major (the American Counseling Association if you are a Human Services major or the American Psychological Association if you are a Psychology major).  Students will simultaneously submit an application form for liability insurance coverage through the same organization.

Following are the procedures for obtaining liability insurance:

For Psychology Majors

Psychology students must first join the American Psychological Association (APA) before applying for Student Liability Insurance. 

To do so:
Go to www.apa.org/membership or call (800) 374-2721
Click the “Join/Renew” category
Click “Student Affiliate” category and follow the instructions to apply online (can also be mailed in)

THEN, go to

www.hpso.com (The American Psychological Association Insurance Trust) or call (800) 982-9491
Click “Student”, and then select “Quick Quote”
Answer the questions to calculate your premium and click “Apply Online” and follow the instructions.

For Human Service Majors

Human Service students must first join the American Counseling Association (ACA) before applying for student liability insurance. 

To do so:
Go to www.counseling.org or call (800) 347-6647
Click “Become an ACA Member, Join Today” at top of page
Complete the online application, indicating that you are a student
Skip the next section and complete the payment information section

THEN, go to

www.hpso.com and Click “Students” from menu or call 1-800-982-9491
Go to “Student”, and then select “Quick Quote”
Answer the questions to calculate your premium and click “Apply Online” and follow the instructions.